Budget Calculator

Plan your personal budget and track your income and expenses

Monthly Income

Monthly Expenses

Budget Tips

The 50/30/20 Rule:

  • 50% for Needs: Essential expenses like housing, utilities, groceries
  • 30% for Wants: Entertainment, dining out, hobbies
  • 20% for Savings: Emergency fund, retirement, debt repayment

Budget Best Practices:

  • • Track all expenses for at least a month
  • • Review and adjust your budget regularly
  • • Build an emergency fund of 3-6 months expenses
  • • Automate savings and bill payments